Planter Life is a proudly South African financial solutions organisation, offering life insurance, long-term savings, and accounting services tailored to your needs.
Planter Life is a proudly South African-founded financial services organisation operating in long-term Life Insurance, Long-Term Savings, and Accounting Services. Our shared-value Insurance model delivers better financial advice and value for clients, superior actuarial dynamics for the insurer, and a healthier society.
Key to delivering on our model is a deep understanding of the reasons for the shift in the nature of risk. We will not compromise our clients' personal details — our relationship is built on Trust, Reliability, Transparency and Secure business practices.
Consistently trustworthy, transparent and reliable with clients and suppliers.
Treating clients with dignity and respect, demonstrating the highest degree of confidentiality.
Persistently choosing high, attainable goals to give clients genuine peace of mind.
"Let's change the way we take care of our families."
— Planter Life
Tailored from our Insurance Partners — real insurance solutions for real people.
Comprehensive funeral cover plans for individuals and families, with grocery vouchers and immediate payout benefits.
View plans →Protect your family's financial future with our flexible grocery cover options tailored to your life stage.
View plans →Affordable premiums with meaningful payout benefits. All plans include grocery vouchers to help families during difficult times.
| Member | Age | Payout Benefit | Grocery Voucher |
|---|---|---|---|
| Policy Holder | 18–64 | R15 000 | R2 000 |
| Spouse | 18–64 | R15 000 | R2 000 |
| Dependent | 14–21 | R15 000 | R2 000 |
| Dependent | 06–13 | R8 000 | R1 000 |
| Dependent | 01–05 | R2 000 | — |
| Dependent | 0–11 Months | R1 500 | — |
| Policy Holder + Family | 65–85 | R15 000 | R2 000 |
| Member | Age | Payout Benefit | Grocery Voucher |
|---|---|---|---|
| Policy Holder | 18–64 | R30 000 | R3 000 |
| Spouse | 18–64 | R30 000 | R3 000 |
| Dependent | 14–21 | R15 000 | R2 000 |
| Dependent | 06–13 | R8 000 | — |
| Dependent | 01–05 | R5 000 | — |
| Still Born | — | R2 500 | — |
| Policy Holder + Family | 65–85 | R30 000 | R3 000 |
| Member | Age | Payout Benefit | Grocery Voucher |
|---|---|---|---|
| Policy Holder | 18–64 | R45 000 | R4 000 |
| Spouse | 18–64 | R45 000 | R4 000 |
| Dependent | 14–21 | R35 000 | R4 000 |
| Dependent | 06–13 | R20 000 | R3 000 |
| Dependent | 01–05 | R10 000 | — |
| Dependent | 0–11 Months | R8 000 | — |
| Still Born | — | R4 000 | — |
| Policy Holder + Family | 65–85 | R45 000 | R4 000 |
| Member | Age | Payout Benefit | Grocery Voucher |
|---|---|---|---|
| Policy Holder | 18–64 | R80 000 | R5 000 |
| Spouse | 18–64 | R80 000 | R5 000 |
| Dependent | 14–21 | R25 000 | R3 000 |
| Dependent | 06–13 | R12 000 | — |
| Dependent | 01–05 | R7 000 | — |
| Dependent | 0–11 Months | R5 000 | — |
| Policy Holder + Family | 65–85 | R80 000 | R5 000 |
* Terms & Conditions Apply. Planter Life is an Authorised Financial Service Provider FSP 50648.
6 Months — Calculated from the 1st Premium to 180 days.
Calculated after 12 premiums have been paid.
Covered after the first premium collection — no waiting period.
Covered after the first premium collection — no waiting period.
* Terms & Conditions Apply
Planter Life offers premium granite tombstones crafted with strength and dignity. Each design is created to last for generations and reflect the memory of your loved one with respect.
A wide selection of tombstone options, grouped into easy-to-choose menus for every family's needs and budget. Built to last for generations.
Affordable monthly instalments make it accessible for everyone — families can prepare without financial pressure while still receiving a beautiful, high-quality tombstone.
Each tombstone is crafted to reflect the unique memory and legacy of your loved one, with respectful and personalised design options.
We offer multiple payment methods to make your premium payments easy and hassle-free.















