Authorised FSP 50648

Real Insurance Solutions for Real People

Planter Life is a proudly South African financial solutions organisation, offering life insurance, long-term savings, and accounting services tailored to your needs.

Financial Solutions Consultants offering solutions you deserve

Planter Life is a proudly South African-founded financial services organisation operating in long-term Life Insurance, Long-Term Savings, and Accounting Services. Our shared-value Insurance model delivers better financial advice and value for clients, superior actuarial dynamics for the insurer, and a healthier society.

Key to delivering on our model is a deep understanding of the reasons for the shift in the nature of risk. We will not compromise our clients' personal details — our relationship is built on Trust, Reliability, Transparency and Secure business practices.

Integrity

Consistently trustworthy, transparent and reliable with clients and suppliers.

Confidentiality

Treating clients with dignity and respect, demonstrating the highest degree of confidentiality.

Excellence

Persistently choosing high, attainable goals to give clients genuine peace of mind.

"Let's change the way we take care of our families."

— Planter Life

Specially designed solutions that speak to your needs

Tailored from our Insurance Partners — real insurance solutions for real people.

Family Protection

Funeral Covers

Comprehensive funeral cover plans for individuals and families, with grocery vouchers and immediate payout benefits.

View plans →

Grocery Covers

Protect your family's financial future with our flexible grocery cover options tailored to your life stage.

View plans →
Our Insurance Plans

Choose the cover that's right for your family

Affordable premiums with meaningful payout benefits. All plans include grocery vouchers to help families during difficult times.

Individual

Plan A

Ages 18–64
R75 / month
Ages 65–85: R150 / month
Payout
R15 000
Grocery Voucher
R2 000
Individual

Plan B

Ages 18–64
R115 / month
Ages 65–85: R195 / month
Payout
R30 000
Grocery Voucher
R3 000
Individual • Popular

Plan C

Ages 18–64
R154 / month
Ages 65–85: R235 / month
Payout
R45 000
Grocery Voucher
R3 000
Individual • Premium

Plan D

Ages 18–64
R195 / month
Ages 65–85: R395 / month
Payout
R60 000
Grocery Voucher
R5 000

Family Plan A

From R86/month 65–85: R145/month
Member Age Payout Benefit Grocery Voucher
Policy Holder 18–64 R15 000 R2 000
Spouse 18–64 R15 000 R2 000
Dependent 14–21 R15 000 R2 000
Dependent 06–13 R8 000 R1 000
Dependent 01–05 R2 000
Dependent 0–11 Months R1 500
Policy Holder + Family 65–85 R15 000 R2 000

Family Plan B

From R158/month 65–85: R255/month
Member Age Payout Benefit Grocery Voucher
Policy Holder 18–64 R30 000 R3 000
Spouse 18–64 R30 000 R3 000
Dependent 14–21 R15 000 R2 000
Dependent 06–13 R8 000
Dependent 01–05 R5 000
Still Born R2 500
Policy Holder + Family 65–85 R30 000 R3 000

Family Plan C

From R225/month 65–85: R348/month
Member Age Payout Benefit Grocery Voucher
Policy Holder 18–64 R45 000 R4 000
Spouse 18–64 R45 000 R4 000
Dependent 14–21 R35 000 R4 000
Dependent 06–13 R20 000 R3 000
Dependent 01–05 R10 000
Dependent 0–11 Months R8 000
Still Born R4 000
Policy Holder + Family 65–85 R45 000 R4 000

Family Plan D

From R350/month 65–85: R450/month
Member Age Payout Benefit Grocery Voucher
Policy Holder 18–64 R80 000 R5 000
Spouse 18–64 R80 000 R5 000
Dependent 14–21 R25 000 R3 000
Dependent 06–13 R12 000
Dependent 01–05 R7 000
Dependent 0–11 Months R5 000
Policy Holder + Family 65–85 R80 000 R5 000
Masiphekisane

Plan A

Ages 18–64
R110
Ages 65–85
R150
R15 000 Total Value
  • R5 000 grocery before the funeral
  • R2 000 for Drinks
  • 2x Big cooking pots
  • Free Coldroom or R1 000
  • R1 000 for funeral arrangements (small yessas)
  • 1x Sheep/goat or R3 000 Cash
  • R3 000 grocery after Funeral
Masiphekisane

Plan B

Ages 18–64
R165
Ages 65–85
R250
R20 000 Total Value
  • R7 000 grocery before the funeral
  • R3 000 for Drinks
  • 2x Big cooking pots
  • Free Coldroom or R1 000
  • R1 000 for funeral arrangements (small yessas)
  • 1x Sheep/goat or R3 000 Cash
  • R3 500 grocery after Funeral
Masiphekisane

Plan C

Ages 18–64
R250
Ages 65–85
R350
R25 000 Total Value
  • R10 000 grocery before the funeral
  • R4 000 for Drinks
  • 2x Big cooking pots
  • Free Coldroom or R1 000
  • R2 000 for funeral arrangements (small yessas)
  • 1x Sheep/goat or R3 000 Cash
  • R4 000 grocery after Funeral

* Terms & Conditions Apply. Planter Life is an Authorised Financial Service Provider FSP 50648.

Policy Information

Waiting Periods for Death Due to Natural Causes & Suicide

Family

Natural Causes

6 Months — Calculated from the 1st Premium to 180 days.

12 Months

Suicide

Calculated after 12 premiums have been paid.

Immediate

Accidental Death

Covered after the first premium collection — no waiting period.

Immediate

Still Born

Covered after the first premium collection — no waiting period.

* Terms & Conditions Apply

Additional Services

Honouring Loved Ones With Dignity, Quality & Care

Planter Life offers premium granite tombstones crafted with strength and dignity. Each design is created to last for generations and reflect the memory of your loved one with respect.

01

Premium Granite Tombstones

A wide selection of tombstone options, grouped into easy-to-choose menus for every family's needs and budget. Built to last for generations.

02

Flexible Monthly Payments

Affordable monthly instalments make it accessible for everyone — families can prepare without financial pressure while still receiving a beautiful, high-quality tombstone.

03

Custom Designs

Each tombstone is crafted to reflect the unique memory and legacy of your loved one, with respectful and personalised design options.

Enquire About Tombstones

Convenient Ways to Pay

We offer multiple payment methods to make your premium payments easy and hassle-free.

Bank Account Details

Company: Planter Life (Pty) Ltd
Bank: FNB
Branch Code: 250655
Account Number: 63135018851
Account Type: Business Cheque Account
Please use your Policy/ID number as reference when making EFT payments.

All Major Payment Methods Accepted

Capitec
TymBank
Absa
FNB
Nedbank
Visa
Mastercard
EFT
Masterpass
SnapScan
Zapper
MTN Momo
pay at
Vodapay
RMB
Scan to pay

Pay at these retail partners:

Checkers
Flash
Game
Makro
Pep
Kazang
Shoprite
Pick n Pay
Rhino Cash 'n Carry
Spar
Usave
Top It Up
Debicheck
Boxer
Builders
Ackermans